Long Term Care

Successful health reform must not just make health insurance affordable, affordable health insurance has to make health care affordable - Elizabeth Edwards

Long Term Care
Long Term Care

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Dodge the Long-Term Care Insurance Mess


The platonic guardians of retirement advise us to buy long-term care insurance. Protect your family from the devastating costs of nursing homes, they say. You are supposed to start chipping in premiums at a young age like 55, building up equity that covers you much later in life. My advice: Maybe don’t.

If you are risk-averse, you will stay away from these policies. You will also avoid shares in insurers that sell them. The economics of old-age insurance are sufficiently poisonous to injure both parties to the transaction. Public companies that are or have been in the business of selling long-term care insurance include Genworth (GNW, 10); Loews (L,44), via its 89%-owned…

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 Dodge the Long-Term Care Insurance Mess

The platonic guardians of retirement advise us to buy long-term care insurance. Protect your family from the devastating costs of nursing homes, they say. You are supposed to start chipping in premiums at a young age like 55, building up equity that covers you much later in life. My advice: Maybe don’t.

Association for Long Term Care Planning

Get one-on-one guidance from insurance specialists in choosing insurance policy features that specifically target your needs. These licensed experts will help you avoid overspending on a policy.

Long Term Care Associates

From our award-winning consumer education campaign to our portfolio of leading national carriers, look to LTCA as your #1 source for long term care solutions in all 50 states and The District of Columbia.

Mutual of Omaha

See the Long-Term Care Products Available Where You Live.

New York Life

The primary responsibility of a mutual insurance company is to ensure that the long-term benefits promised to its policyholders are secure and protected. By remaining a mutual, New York Life can continue to manage for the long term, instead of the quarter-to-quarter orientation of the investment community.

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