Critical Illness Insurance

If I bought groceries the way I buy health insurance, I'd eat a lot better - and so would my dog - Phil Gramm

Critical Illness Insurance

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Insurance for Critical Illness May Add Security, but at a Cost

It’s often pitched as an insurance policy for your health insurance policy.

The product, known as critical illness insurance, promises to pay a lump sum, anywhere from $5,000 to $100,000, after someone receives some sort of dreaded diagnosis, like cancer, a heart attack or a stroke. And the coverage is not terribly expensive; if you are in your 40s, it might cost $25 to $50 a month.

These policies have become increasingly popular, partly because they are being marketed as a way to provide another layer of financial support now that consumers are shouldering an ever-rising share of medical expenses out of pocket.

More employers are offering these policies…

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Last Updated : Tuesday, February 21, 2023