Disability
I often encounter people who are unsure if they need disability insurance. “It’ll never happen to me” is a common mindset - Paula Morgan
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Looking Out for Yourself With Disability Insurance
In case anyone has forgotten, we’re all basically on our own here in personal finance land.
It began with the transition from pensions to retirement accounts, when we had to start deciding how much to save and pick among scores of (often terrible) investment possibilities.
Then came health insurance, where employers once paid the premiums but now pay less while offering a confusing menu of plans. Their workers are fortunate, however, compared with people without employer-provided plans and the shopping gantlet they must run. Now, most of those people must buy insurance by law but do so on exchange websites or other places where it’s hard to get nearly enough information…
Resources
What to Know About Disability Insurance
And answers to other questions often asked about retirement finances
Who Needs Disability Insurance & What If You Can’t Afford It?
I often encounter people who are unsure if they need disability insurance. “It’ll never happen to me” is a common mindset.
Your most valuable workplace benefit may be the most overlooked
“Understanding both short- and long-term disability coverage options is one of the most important ways individuals can protect themselves, their families and their finances,” said Bill Smith, the president of Cigna Group Insurance.
Disability Insurance: America's $124 Billion Secret Welfare Program
The number of former workers enrolled in the Social Security disability program has more than doubled in the last two decades, and the reasons why have little to do with the health of our workforce.
Disability, the Insurance That Is Often Sadly Overlooked
Disability insurance provides partial income replacement so that if someone becomes disabled, they need not dive into savings, sell a home or radically change how they live. Working people are more likely to become disabled than they are to die prematurely, even though twice as many people have life insurance as have disability coverage, according to industry statistics.
The Disability Insurance Maze: How to Select and Purchase a Policy
Personal finance isn’t just about growing your finances – it’s also about protecting what you have. Most experts advise insuring your home, your car, your health and your life. What many of us never get around to doing is insuring our earning power.
Weighing the Odds of Disability, for Insurance Purposes
OF all the types of insurance people are thinking about, disability insurance may be the last on the list.
What Is Disability Insurance? – Benefits & Why You Need It
The Answer is YES! Here’s the good news and the bad news about disability insurance.
Why Is It So Hard to Find Jobs for Disabled Workers?
Disability Insurance is providing a much-needed safety net for 9 million Americans, but basic flaws in the program's structure mean that many never work again.
Looking Out for Yourself With Disability Insurance
Given the high price, most people who consider buying the coverage on their own talk themselves out of it using logic that goes something like this: I’m white collar. The odds are with me.
Expat Financial
Expat Financial sm can provide expatriates living abroad international disability income insurance.
Guardian
We are the fourth largest mutual life insurance company in the United States, here to help individuals and employers fulfill their responsibilities and build better tomorrows.
MetLife
Providing the latest updates on disability income insurance so that you can choose the right plan for you.
Mutual of Omaha
Mutual of Omaha serves individuals, families and small businesses with life and health insurance, financial services and investment options.
Principal Financial Group
The Principal Financial Group (The Principal) is a leading global financial company offering businesses, individuals and institutional clients a wide range of financial products and services.
RBC Insurance
Yous site for top of the line disability income protection insurance.
Unum
We are a company of people serving people. When you choose Unum as your employee benefits provider, you're in the hands of 10,000 people dedicated to providing better benefits to organizations of all sizes and their employees.
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Last Updated : Tuesday, February 21, 2023