I often encounter people who are unsure if they need disability insurance. “It’ll never happen to me” is a common mindset - Paula Morgan


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Looking Out for Yourself With Disability Insurance

In case anyone has forgotten, we’re all basically on our own here in personal finance land.

It began with the transition from pensions to retirement accounts, when we had to start deciding how much to save and pick among scores of (often terrible) investment possibilities.

Then came health insurance, where employers once paid the premiums but now pay less while offering a confusing menu of plans. Their workers are fortunate, however, compared with people without employer-provided plans and the shopping gantlet they must run. Now, most of those people must buy insurance by law but do so on exchange websites or other places where it’s hard to get nearly enough information…

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Last Updated : Tuesday, February 21, 2023