Long Term Care
Successful health reform must not just make health insurance affordable, affordable health insurance has to make health care affordable - Elizabeth Edwards
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Dodge the Long-Term Care Insurance Mess
The platonic guardians of retirement advise us to buy long-term care insurance. Protect your family from the devastating costs of nursing homes, they say. You are supposed to start chipping in premiums at a young age like 55, building up equity that covers you much later in life. My advice: Maybe don’t.
If you are risk-averse, you will stay away from these policies. You will also avoid shares in insurers that sell them. The economics of old-age insurance are sufficiently poisonous to injure both parties to the transaction. Public companies that are or have been in the business of selling long-term care insurance include Genworth (GNW, 10); Loews (L,44), via its 89%-owned…
Resources
Long-term-care insurance market sees rapid decline
A slew of factors, including low interest rates, increasing longevity and insurance company pricing blunders, have led to an industry on the skids. Will hybrid products save the day?
LTC insurance industry is ‘imploding’ as new numbers show chasm in costs for private plans
While long-term care insurance options continue to diminish, a new industry report finds a huge spread in costs for virtually identical coverage plans.
Paying for Long-Term Care: How It’s Changing
Most people don’t carry this insurance because it’s traditionally been expensive, difficult to understand and fraught with controversy over premium increases on older policies that were mispriced.
Long-Term Care Insurance Explained
It might be hard to imagine now, but chances are you’ll need some help taking care of yourself later in life. The big question is: How will you pay for it?
Long-Term Care Insurance: The Risks and Benefits
Is long-term care (LTC) insurance a good investment?
Dodge the Long-Term Care Insurance Mess
The platonic guardians of retirement advise us to buy long-term care insurance. Protect your family from the devastating costs of nursing homes, they say. You are supposed to start chipping in premiums at a young age like 55, building up equity that covers you much later in life. My advice: Maybe don’t.
Association for Long Term Care Planning
Get one-on-one guidance from insurance specialists in choosing insurance policy features that specifically target your needs. These licensed experts will help you avoid overspending on a policy.
Long Term Care Associates
From our award-winning consumer education campaign to our portfolio of leading national carriers, look to LTCA as your #1 source for long term care solutions in all 50 states and The District of Columbia.
Mutual of Omaha
See the Long-Term Care Products Available Where You Live.
New York Life
The primary responsibility of a mutual insurance company is to ensure that the long-term benefits promised to its policyholders are secure and protected. By remaining a mutual, New York Life can continue to manage for the long term, instead of the quarter-to-quarter orientation of the investment community.
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