Travel

The use of travelling is to regulate imagination by reality, and instead of thinking how things may be, to see them as they are - Samuel Johnson

Travel

image by: Mike Mozart
     

Travel insurance is something you will need on the road. You never know what could happen, and most health plans won’t cover you overseas...

There are a lot of options out there. This is a billion dollar business and everyone wants their hand in the cookie jar, thus you face a mind-numbing number of choices that can be confusing and overwhelming.

When looking for a plan, first make sure they have a high coverage limit on your medical expenses. Good companies provide up to $100,000 in coverage care, though more expensive policies will cover you for higher amounts. The maximum coverage limit you can find is around $1,000,000 USD, though I’m not sure why you would ever need a limit that large.

High coverage limits are important because if you get sick, injured, or need serious attention and have to seek professional care, you want to make sure your high hospital bills are covered. The worst thing you can do is go cheap and get a policy with a $20,000 coverage limit, break a leg, and reach that limit before they are done taking care of you. Don’t be cheap with your health.

Secondly, you want to make sure your policy also covers emergency evacuation. If you are hiking in the woods and you break your leg, your policy should cover your evacuation to the hospital. If a natural disaster occurs and you need to be evacuated to somewhere else, your plan should cover that as well. This protection usually covers an expense of up to $300,000 USD.

Additionally, evacuation also should mean from the hospital to your home country. Standard emergency evacuation usually includes this provision but it’s important you double-check a company will cover the cost of your flight back home if you need it...

There’s a 99.99% chance you will never need to use the policy you bought, but accidents happen and life on the road is uncertain. It’s better to be safe than sorry, especially when you are in a different country, thousands of miles from home.

Source: How to Buy The Best Travel Insurance, Nomadic Matt, January 22, 2013. 

Related Articles

Rick Steves: Using Travel to Better the Worlde

Rick Steves: Using Travel to Better the World

“Keep on travelin’,” he says at the end of most of his travelogues. But for Rick Steves, it’s a catchphrase that is no less about self-betterment than sightseeing. And he walks the walk.

Rick Steves: Using Travel to Better the Worlde

Rick Steves: Using Travel to Better the World

“Keep on travelin’,” he says at the end of most of his travelogues. But for Rick Steves, it’s a catchphrase that is no less about self-betterment than sightseeing. And he walks the walk.

Rick Steves: Using Travel to Better the Worlde

Rick Steves: Using Travel to Better the World

“Keep on travelin’,” he says at the end of most of his travelogues. But for Rick Steves, it’s a catchphrase that is no less about self-betterment than sightseeing. And he walks the walk.

Stay Connected

©2017 | Health WorldNet, Inc.

Last Updated : Friday, October 16, 2020