Quotes on Health Insurance
The goal of real healthcare reform must be high-quality, universal coverage in a cost-effective way. - Bernie Sanders
image by: Ted Eytan
HWN Recommends
Choosing a Health Insurance Plan Is Not ‘Shopping’
...Whether we get covered through an employer or the Affordable Care Act exchanges, we’ll be told to carefully review our options to find a plan that will give us the best coverage for the least amount of money.
We will be told we need to shop.
“I encourage you to shop around,” Senator Jeanne Shaheen, Democrat of New Hampshire, told her Facebook followers who are choosing plans from the A.C.A. marketplaces. The human resources giant Mercer wrote last year, “This open enrollment, think of employees as shoppers.” The American Diabetes Association, the American Institute of Architects, the Robert Wood Johnson Foundation and Aetna all use the terms in their literature or on…
Resources
eHealth
Our online tools, free quotes, and licensed agents are here to help you find a plan.
HealthCare.gov
The Health Insurance Marketplace is a new way for you to buy health insurance. In the Marketplace, there are 4 categories of health insurance plans based on how you and the plan can expect to share the costs of care.
HealthNetwork
Find a health insurance plan that fits your needs and budget.
InsureKidsNow.gov
Insure Kids Now! is a national campaign to link the nation's uninsured children -- from birth to age 18 -- to free and low-cost health insurance.
Medicare Essentials
Medicare made simple. Find and enroll in the plan that’s right for you!
Medicare Rights
Medicare Rights is here to help consumers and professionals understand and navigate Medicare. Our clear, unbiased resources are trusted by millions to provide important Medicare answers.
NerdWallet
Find a plan that fits your family and your budget.
How to Get Health Insurance if You’re Worried About Coronavirus or Have Lost Your Job
There are more options for getting coverage than in past economic crises.
How Trump gave insurance companies free rein to sell bad health plans
How short-term insurance fails consumers... The financial incentives and misleading marketing are a dangerous combination, even as hundreds of thousands of people — if not more — are expected to sign up for these plans in the coming years.
It’s Time to Choose a Health Plan. Prepare Yourself for the Cost.
While the cost of job-based health insurance is moderating from earlier punishing increases, premiums are now a burden for many workers, health experts say. They recommend that employees review their options during this year’s open enrollment period to make sure they’re not overlooking some cost savings.
The Basics Of Buying Health Insurance Under The Affordable Care Act
If someone does not receive health insurance through their employer, parents, Medicaid or Medicare, another option is to purchase a private insurance plan on a health care exchange, the virtual marketplaces for health insurance. But before shopping, it is important to understand the basics about health care under the Affordable Care Act (ACA).
The Tonic Guide to Healthcare
A comprehensive, easy-to-follow FAQ about getting medical care, whether you have good insurance, bad insurance, or no insurance at all.
Why People Are Still Avoiding the Doctor (It’s Not the Virus)
At first, people delayed medical care for fear of catching Covid. But as the pandemic caused staggering unemployment, medical care has become unaffordable for many.
Why So Many People Choose the Wrong Health Plans
If you get health insurance from your employer, you have to make decision every year about which coverage to choose. So here is a warning: If you are simply sticking with an old plan with a low deductible, that may well be a wrong and costly choice.
Your Step-by-Step Guide to Choosing a Health Insurance Plan
Most people with health insurance get it through an employer. If you’re one of those people, you won’t need to use the government insurance exchanges or marketplaces. Essentially, your company is your marketplace. If your employer offers health insurance and you wish to search for an alternative plan in the exchanges, you can. But plans in the marketplace are likely to cost a lot more.
Choosing a Health Insurance Plan Is Not ‘Shopping’
This is not shopping. Shopping is a fun activity, like choosing a pie from the bakery or picking out cereal at the supermarket. The farthest thing from “shopping” is the arduous annual ritual of reviewing the complex and all but impossible to decipher health insurance options.
24 Health Insurance Terms Explained in Plain English
Learn what premiums, deductibles, copays are and how they work together.
6 Tips For Choosing A Health Insurance Plan
So take heart — health insurance can be tricky, even for the experts. Here are a few tips to help you find the right plan.
PAN Foundation
To help underinsured people with life-threatening, chronic and rare diseases get the medications and treatment they need by paying for their out-of-pocket costs and advocating for improved access and affordability.
Fair Health
Your premium isn’t the only cost to think about. Your plan may also have deductibles, copays, coinsurance and other cost-sharing requirements. These are all ways to split the costs of healthcare between you and your insurer. Make sure you understand what your costs will be before you make a choice.
MediBid
MediBid is an online marketplace which is about quality, choice, and value. Many insurance companies show you no more than whether your doctor is “in-network” or not. MediBid allows you to see the training, education and experience of the doctor before you make your selection.
ObamaCare Facts
The ObamaCare Health Insurance Exchange Marketplace opened Oct 1st, 2013. The ObamaCare health insurance exchanges, or ObamaCare exchanges, are online marketplaces for health insurance. Americans can use their State's "Affordable" Insurance Exchange (also known as a marketplace) to obtain coverage from competing private health care providers.
Introducing Stitches!
Your Path to Meaningful Connections in the World of Health and Medicine
Connect, Collaborate, and Engage!
Coming Soon - Stitches, the innovative chat app from the creators of HWN. Join meaningful conversations on health and medical topics. Share text, images, and videos seamlessly. Connect directly within HWN's topic pages and articles.
