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How to Cut Your Health-Care Bill: Pay Cash
As consumers get savvier about shopping for health care, some are finding a curious trend: More hospitals, imaging centers, outpatient surgery centers and pharmacy chains will give them deep discounts if they pay cash instead of using insurance.
When Nancy Surdoval, a retired lawyer, needed a knee X-ray last year, Boulder Community Hospital in Colorado said it would cost her $600, out of pocket, using her high-deductible insurance, or just $70 if she paid cash upfront. When she needed an MRI to investigate further, she was offered a similar choice—she could pay $1,100, out of pocket, using her insurance, or $600 if she self-paid in cash.
Rather than feel good about the savings,…
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Saving money: Paying cash for health care even if you’re insured
People are telling us they are paying cash for common medical procedures, even if they’re insured — and getting lower prices. Is this common? Is it legal? Why don’t more people ask for lower cash rates, and why don’t more providers offer?
Is it cheaper to pay cash than to use your insurance? Maybe
Are you paying more because you have health insurance than a cash customer pays? It’s definitely happening for some people.
Need an MRI? It pays to shop around. Big time
The median price difference for MRIs in hospitals versus freestanding imaging centers in the United States often varies by thousands of dollars, underscoring the need for consumers to shop around given high out of pocket health costs...
How to Cut Your Health-Care Bill: Pay Cash
As consumers get savvier about shopping for health care, some are finding a curious trend: More hospitals, imaging centers, outpatient surgery centers and pharmacy chains will give them deep discounts if they pay cash instead of using insurance.
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Last Updated : Thursday, March 19, 2020